Consumer Loan Origination System
Whether applying in a branch or online, your customers receive personalized service and greater transparency into their loan process with nCino’s Consumer Loan Origination System.
Modern Digital Experiences for Consumers
Deliver human-centered experiences across diverse customer journeys with nCino’s retail banking software.
De-Risk Your Digital Growth Strategy
Your online channels present the highest opportunity for growth, and your customer’s experience matters. With nCino’s retail banking software, you can offer online applications and origination across consumer products for deposits and loans while also creating transparency for bankers in-branch.
Decrease onboarding, account opening, and loan origination times
Control risk and regulatory exposure
Reduce friction from manual tasks and document collection
Create transparency for clients and bankers
Scale Your Services with Indirect Auto Lending
nCino Indirect Lending enables financial institutions to streamline indirect lending processes, enhance the dealer experience, mitigate risks, gain valuable insights, and ensure compliance.
With nCino’s retail banking software, you’ll benefit from:
Real-time connectivity to dealers through various application platforms, including DealerTrack, RouteOne, and AppOne.
A digital document feature designed to supply an easy, efficient, and paperless loan documentation process.
Support for touchless transactions up until funding.
The ability to pull real-time credit reports from the three major bureaus.
A One-of-a-Kind Digital Experience for Retail Banking
nCino enables end-to-end automation coupled with a sound implementation methodology to quickly meet growing consumer expectations.
Personalization Where It Counts
With nCino, your customers have the freedom to start an application from anywhere along with visibility into the application status and digital customer service so they can get help when they need it. Your institution can deliver timely, personalized offers to customers when they’re making a decision, further enhancing their experience.
Grow Portfolios and Expand Relationships
280%
increase in accounts opened seen by Arrow Financial
Reduce Risk and Minimize Fraud
“With a partner like nCino, we have tools to streamline our internal processes to work swiftly and meet customers’ expectations.”
Marc Yrsha
EVP, Director of Relationship Banking at Arrow Financial
One Platform Experience
Create better experiences for your customers with account opening, loan applications, and robust analytics.
Discover the Foundations of Consumer Banking
Consumer Deposit Account Opening
Open accounts anywhere, anytime, on any digital device in three minutes or less with nCino's Deposit Account Opening Solution.
Portfolio Analytics
Identify, measure, and monitor loan, deposit, and application data to help your institution make efficient data-driven decisions, reduce risk, and meet regulatory and compliance requirements with nCino's Portfolio Analytics solution.
Indirect Lending
Designed to help FIs scale their lending programs with efficiency and informed data metrics, nCino’s Indirect Lending product connects proven, best-in class technology with business strategy to help FIs maximize their competitive edge.
Document Management
Discover our central document management system that eliminates paper files and streamlines workflows.
Cloud Banking Powered by nCino IQ (nIQ)
Leverage the power of artificial intelligence (AI) and machine learning (ML) to transform data into actionable insights and intelligent automation to accelerate revenue growth, improve operational efficiency, and deliver unique customer experiences.
Enable Modern Efficiency
Empower your customers and teams with modern tools to meet evolving expectations.
Time to close has certainly decreased. [...] The combination of the digital application, the quick turnaround, and the dashboards have enabled us to shorten the time from application to closing.
Elizabeth Rapp, SVP
Senior Strategic Risk Officer at Emprise Bank
Enter your information below and see how nCino can transform your financial institution. We've pre-populated the form based on industry averages; please adjust for your institution.
Estimate
Estimated value of efficiency gains
$0
Annual net interest income
$0
Annual cost savings
$0
Estimated total annual benefit
$0
The ROI Calculator is based on results from existing nCino clients. The information provided by nCino's ROI Calculator is an estimate for general informational purposes only. nCino does not guarantee results. All information in this output is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of this output.
See a Demo
See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
