An Omnichannel Approach to Power Your Consumer Lending Business 

Today’s consumers expect convenience, speed, and transparency in their banking interactions. With nCino Consumer Lending, financial institutions can drive loan growth by meeting customers where they are—online, in-office, or on-the-go. nCino's software combines cutting-edge technology and an intuitive interface to provide customers with a seamless, omnichannel experience.

Meet Customers’ Expectations with a Modern Consumer Lending Experience  

Embrace the power of a flexible, scalable, and intuitive consumer lending technology that supports your institution’s growth and innovation ambitions. Help teams gain efficiency and insights through automated processes and integrated workflows.

  • Ability to originate a variety of secured and unsecured loans and deposit products

  • Powerful consumer API suite for customers to connect to their tech stack

  • A true shopping cart experience, allowing the customer to add multiple products and complete the application process for all of them in one seamless experience

  • A streamlined application process with fewer screens and click

  • Integrated with strategic partners like Plaid, Magic-Wrighter, Alloy and Factual Data

Automated AI-driven Credit Decisioning

Run loan analyses using customer, business, and third-party data to instantly generate pre-qualified loan decisions for HELOC, auto, unsecured, and other term loans.

Dramatically decrease loan cycle times
90% increase

In productivity by eliminating manual document creation.

Transform Digitally

With solutions like Document Preparation & e-Signature and Identity Verification & Fraud Mitigation

A quick, frictionless, and personalized customer journey.
Reduce risk and regulatory exposure.

Leverage tools and integrations to fulfill regulatory compliance policies as well as global and local regulations including KYC, HMDA, and TRID.

Jonathan Krieps

With nCino, we are able to bring the idea of greater simplicity into the lending process. We're closing loans more quickly and efficiently than before and collaborating across our banking offices.

Jonathan N. Krieps

Chief Operations Officer, North State Bank

See a Demo

See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.

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