nCino’s Credit Analysis Suite

Accelerate underwriting times with automated processes to book more loans faster. 

Reduce re-keying of data across disparate systems with a single, intelligent platform.  

Increase transparency, communication, and collaboration across teams with centralized spreading data.  

Mitigate an institution’s risk with informed and thorough credit analysis.  

Improve the customer experience with timely and accurate credit decisions. 

Easily create a credit memo by automatically pulling the most up-to-date information stored on the nCino platform into a template customized for your FI.   

Capture the additional level of detail behind a line item on a financial statement with nCino’s Schedules to provide a more thorough analysis.  

Import debts within nCino allowing underwriters to quickly analyze all debt obligations for a borrower and make fast decisions while easily navigating between Debt Schedules and Spreads periods.  

Promote the safety and soundness of loan portfolios with user-defined risk ratings that help underwriters assess credit quality, monitor problem loans, and manage risk levels over the life of a loan.  

Calculate risk grades using the calculation worksheet’s weighted formulas and manage requests with an approval process that increases transparency and reduces an institution’s risk. 

Track collateral and the loans to which they’re secured, lien positions, and associated market rates with nCino’s comprehensive Collateral Management tool.