Foundational Building Blocks for Commercial Lending Success

Embedded within the nCino Platform, Commercial Lending Essentials delivers a scalable, innovative, and cost-effective end-to-end lending solution designed to address the unique needs of community financial institutions.

  • Realize value quickly with a rapid implementation timeline.

  • Replace disparate, siloed systems with an intelligent platform solution.

  • Support a variety of small business and commercial lending needs.

  • Simplify the lending experience with intelligence and automation.

  • Centralize data for increased transparency and improved decision-making.

9 to 1

reduction in systems used.

80%

decrease in time spent to originate commercial loans.

70%

decrease in loan approval time.

80%

reduction in duplicative data entry for commercial loans.

100%

increase in active deals handled per underwriter.

You really want a partner that’s going to be there for the long term with you as you grow. From the first demo to where we are today, nCino has been a great partner. We constantly look for opportunities to make things better, and nCino’s working with us to do that.

Michael Moores

CLO, VeraBank

Increase Efficiency and Cost Savings Across Your Organization

Replace siloed technology and manual processes with intelligent automation and connected workflows across the lending lifecycle. You’ll benefit from efficiency gains and cost savings, along with improved transparency and collaboration across your organization.

  • Accelerate and augment processes with Banking Advisor, the nCino banker-focused generative AI solution.

  • Eliminate duplicate data entry and increase information accuracy.

  • Optimize performance, productivity, and profitability across teams.

  • Streamline technology providers and simplify vendor management.

Effectively Manage Risk and Compliance

Leverage data captured throughout the loan lifecycle and centralized on the nCino Platform to support strong risk management and compliance practices.

  • Quickly access and analyze up-to-date data for sound credit decisioning.

  • Proactively manage risk across the credit portfolio with real-time, data-driven insights.

  • Promote the safety and soundness of loan portfolios with institutionally defined risk ratings.

  • Streamline fulfillment of compliance policies and adherence to global, federal, and local regulations, including Dodd-Frank 1071.

Deliver Exceptional Lending Experiences

Provide your bankers and borrowers with frictionless, personalized experiences that foster positive, long-lasting relationships.

  • Leverage centralized data on the nCino Platform to gain a 360-view of borrowers, enabling tailored advice and deeper relationships.

  • Provide borrowers with approvals faster with efficient and streamlined workflows.

  • Intelligently automate rote tasks so bankers can focus more time on borrowers and prospects.

  • Deliver actionable, data-driven insights to the right user at the right time for maximum impact.

  • Attract and retain top talent with a modern technology offering.

1st Community Federal Credit Union

nCino has allowed us to eliminate our traditional paper loan files, replacing them with a member-centric place to track, monitor, and store information about our borrowers...

Drew Schmid, Executive Vice President of Special Projects,

1st Community Federal Credit Union

Ready to Transform Your Institution?

Trusted by over 1,800 financial institutions, our platform will enhance strategic decision-making, risk management, and customer satisfaction at your institution. See our best-in-class intelligent solutions in action—request your free demo today.

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