Commercial Pricing & Profitability
Powered by nIQ, nCino's Commercial Pricing & Profitability helps your financial institution optimize pricing and profitability, while strategically deploying capital.
Commercial Banking from the Pioneer in Cloud Banking
Built into nCino’s Cloud Banking Platform, our Commercial Banking Solution transforms every moment between your customer and your front, middle, and back offices.
A Banking Platform That Delivers Intelligence & Efficiency
nCino's Commercial Banking Solution provides a seamless and collaborative end-to-end experience. Our solution replaces disparate systems with a single, intelligent solution that streamlines everything from customer onboarding to account opening, loan origination and portfolio management.
Replaces siloed systems with streamlined experiences
Maximizes performance, productivity, and profitability
Leverages the power of nCino IQ (nIQ) to deliver real-time actions and insights
Centralizes active data for reporting and portfolio management
Accelerates processes with configurable and intelligent automation
A pivotal shift in credit portfolio management
Enable proactive and flexible credit portfolio management across the entire commercial credit lifecycle. Streamline credit portfolio management from initial assessment to ongoing monitoring on a single, intelligent platform.
One Cloud-Based Platform vs. Nine Disparate Systems
Our seamless and collaborative end-to-end experience makes replacing disparate systems simple to help your institution modernize with ease.
54%
faster loan origination.
Up to 100%
in manual reporting for credit portfolio management.
1 Hour
Decreased onboarding for complex commercial accounts from 2 weeks to within an hour
Intelligently price loans to optimize profitability
“(nCino) really transformed manual origination, credit and closing activities for the origination or renewal of commercial loans to an automated process. We went from doing a lot of the nuts and bolts manually, to doing it in an automated fashion.”
Van Dukeman
Chairman, President & CEO, Busey Bank
Elevate Commercial Banking with nCino IQ (nIQ)
Supercharging nCino’s Cloud Banking Platform, nCino IQ (nIQ) leverages artificial intelligence (AI), machine learning (ML), and analytics to empower financial institutions with data-driven insights and intelligent automation. This accelerates revenue growth, improves operational efficiency, and delivers personalized experiences.
Discover Intelligent Solutions with nIQ
Deliver Distinct Experiences
nCino’s Commercial Banking Solution helps financial institutions boost customer acquisition and loyalty with streamlined processes that deliver frictionless, personalized experiences.
Explore the Relationship Manager Experience
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The ROI Calculator is based on results from existing nCino clients. The information provided by nCino's ROI Calculator is an estimate for general informational purposes only. nCino does not guarantee results. All information in this output is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of this output.
Foundations of Commercial Banking Start Here
Continuous Credit Monitoring
Experience the revolution in credit risk management with nCino’s Continuous Credit Monitoring solution, powered by nIQ. Switch from a reactive to a proactive model that enhances efficiency through intelligent automation across the entire credit lifecycle.
Automated Spreading
nCino's Automated Spreading Solution, powered by nIQ, reduces the time it takes to spread financials, enabling portfolio growth by improving the speed and quality of credit decisions.
Commercial Onboarding and Account Opening
Streamline one of the most complex processes for commercial bankers without sacrificing the client experience.
Commercial Loan Origination System
Equip your institution with a streamlined application and origination process to accelerate revenue growth, improve operational efficiency, effectively manage risk, and deliver exceptional customer experiences with our Commercial Loan Origination System.
Commercial Real Estate Lending
With nCino, you can efficiently and proactively originate, analyze, and monitor Commercial Real Estate (CRE) loans.
Community Financial Institutions
Future-proof your institution with a modern lending experience while managing risk, growing relationships, increasing efficiency and reducing costs with nCino’s Commercial Lending Solution for Community Financial Institutions.
See a Demo
See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.
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