Lumos

Lumos is an innovative data analytics company delivering actionable insights, advisory services, and AI-driven technologies with safety and soundness in mind. Backed by expert financial literacy, Lumos provides financial institutions with standardized and automated metrics, powerful credit decisioning models, and efficient processes with rich, curated data and decades of financial institution literacy at the heart of it all. To learn more about Lumos, visit http://www.lumosdata.com.

nCino's Integration with Lumos

The nCino and Lumos integration empowers financial institutions (FIs) to automate and accelerate small business credit risk assessment within the nCino platform. By integrating with nCino Small Business Lending, Lumos provides seamless credit loss forecasting powered by three decades of economic, business, and loan performance data.

Accurate Loan Performance Predictions
The PRIME+ Score delivers more accurate small business loan predictions, enabling lenders to increase profitability, identify more high risk loans, and increase
approvals by declining fewer good loans.
Comprehensive Loan Scoring Model
PRIME+ uses three decades of small business loan performance data combined with machine learning algorithms to deliver PD and LGD predictions.
Detailed Report
Lumos’ API accesses PRIME+ inputs and outputs all within nCino Small Business Lending.

Streamline Small Business Loan Approvals with Predictive Scoring

Lumos Technologies, a leader in small business data analytics, has joined forces with nCino, a global cloud banking innovator, to bring a predictive credit scoring model to the nCino platform. This collaboration empowers financial institutions to enhance small business loan approvals while effectively managing risk.

Read the Press Release

This partnership can help financial institutions improve lending efficiency and mitigate risk for an improved experience for both bankers and their customers.

General Manager of Small Business Banking at nCino

Ready to Transform Your Institution?

Trusted by over 1,800 financial institutions, our platform will enhance strategic decision-making, risk management, and customer satisfaction at your institution. See our best-in-class intelligent solutions in action—request your free demo today.

Required fields are indicated with a (*)

By submitting this form, you will receive the information requested and have read and agreed to nCino's Privacy Statement.

I would like to receive marketing updates from nCino. I consent to the transfer and processing of my personal information for purposes of marketing communications subject to the nCino Privacy Statement. I understand that I may withdraw my consent any time via the methods described within the nCino Privacy Statement.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.