A Modern Mortgage Lending Experience
nCino's Mortgage Solution is a true cloud-based, omni-channel solution uniting customers and third parties on a single platform. We help you exceed expectations at every stage of the home-buying process.
nCino is a complete and integrated solution that spans the entire origination lifecycle, from agreement and decision-in-principle through underwriting, offers, and closing. We help you eliminate manual processes for faster response times and a superior customer experience.
- Benefit from a consolidated tech stack
- Lower the cost of origination
- Achieve a faster time to completion
- Improve scalability to adapt and pivot at speed
- Launch new products quickly
Provide a streamlined and personalised digital offering for a more customer-centric mortgage experience with a platform you can configure to your exact needs.
Changes can be made rapidly, with no coding or vendor involvement required, so new products can be built and brought to market in weeks rather than months.
Quickly make changes and develop on-platform to better react to market changes, customer demands, and new regulations.
reduction in time from application to completion
"We invested in nCino because it automates tasks, allowing colleagues more time to deliver differentiated and personalised service."
Phil Green
Head of Commercial Lending at Yorkshire Building Society
Streamline workflows and automate manual processes to bring your mortgage business into the modern age and transition off legacy technology.
Once you decide to modernise your mortgage platform, the critical question is which platform or approach do you choose?
In this guide, we arm you with the 10 strategic questions to ensure you invest in a platform and partnership that aligns with your needs today, and into the future.
Exceed customer expectations with faster decision-making, a personalised experience, and a more transparent process.
Featuring Our Mortgage Solution
Santander International's COO discusses how the company is utilizing nCino's digital innovation to support and transform communities, with a focus on reinventing customer interactions and streamlining processes for mortgage products.
In this white paper, experts from nCino and PwC explore five common mistakes that firms make when attempting a digital transformation project, and offer best practices drawn from their experience in deploying hundreds of new platforms on behalf of clients across multiple geographic regions.With regulatory headwinds picking up, interest rates still rising and borrower expectations changing, the macroeconomic outlook for UK homebuyers and mortgage lenders alike is daunting.
This is why many UK mortgage lenders are intent on disrupting the market by serving their clients throughout the entire homeownership journey, from applying for a loan to refinancing their home.
To achieve this goal of capturing more of the home buying journey and growing direct lending market share, mortgage lenders will need to provide borrowers with seamless and efficient mortgage experiences. During a time when it is more important than ever to identify and act on operational efficiencies and areas for cost savings, lenders can no longer afford to ignore their legacy technologies and antiquated processes.
Consolidation of multiple systems to nCino’s cloud banking platform will provide advanced agility so UK specialist mortgage lender can continue to stay ahead of changing customer and market expectations.
The COVID-19 pandemic highlighted previously unaddressed issues in the mortgage landscape and put pressure on lenders to quickly update their systems to meet the challenge.More recently, in response to interest rate uncertainty we’ve seen record amounts of mortgage products being removed from the market in the UK, more than during the pandemic. Digital transformation is no longer a ‘nice to have’, but a necessity to better respond to changes in demand and adapt to an evolving market. With many lenders now looking to, or having already started to, digitally transform their lending operations, it’s time to discuss the ways in which they can de-risk the re-platforming process.
“The current climate proves once again why lenders need to ensure they have built in agility across core technology stacks to facilitate rapid responses to market changes,” said Will Stevns, Partner, Customer Led Transformation in Banking, PwC.
Modern, cloud-based digital technology is a must-have for financial institutions seeking to enhance the customer experience, improve operational effectiveness, streamline internal communications, and allow access to data across the enterprise.For years, the only option was to develop such technology in-house. While this approach offers some benefits, such as greater control over implementation and customizations, there are a host of hidden costs.
The good news is that banks and credit unions now have a second option: the ability to buy technology and implement it quickly, cost effectively, and more efficiently than they could on their own. By taking a “buy” approach, FIs can go to market with new technology quickly, typically within 12 months.
While this strategy can save time, money and resources, it isn’t as simple as hitting a “buy now” button. How your FI implements its buy strategy is critical to ensuring you make the most of your investment and achieve your goals within the timeframes and budgets allotted to the project. This seven-step road map can help:
Choosing the right digital mortgage vendor can feel daunting. Mortgage lenders must consider not only their own business needs, but also federal regulations that impact how they manage and access their borrowers’ data. In an increasingly tech-heavy mortgage environment, lenders are navigating new digital solutions to fix old problems.
With 2023 underway, savvy lenders are looking for mortgage tech that will help them navigate the economic headwinds this year is slated to bring. Efficiency, cost savings, and better collaboration are top of mind for many lenders. But which part of the mortgage journey can they digitize?
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See nCino in action and learn how the pioneer in cloud banking can help transform your financial institution.
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